ID Watchdog is an identity theft protection service that offers comprehensive credit monitoring and $1 million in identity theft insurance coverage. The platform is known for its exceptional employee benefits packages, making it a great choice for employers looking to provide identity theft protection to their workforce.
One of the standout advantages of ID Watchdog is its I-9 HQ features, which allow employers to verify the identities of job applicants. This makes it easier for employers to ensure the legitimacy of their workforce.
With an ID Watchdog membership, you get immediate alerts for any changes to your credit, such as the opening of new credit cards or loans. The service also notifies you if there is any suspicious activity involving your information, such as hackers attempting to open new accounts using your details. Additionally, ID Watchdog can alert you if your information is involved in a data breach or found on the dark web.
ID Watchdog provides 24-hour customer support, allowing you to reach out to their representatives at any time for assistance or inquiries. However, it’s worth noting that they don’t offer live chat or online support, and you can only contact them via email or phone call.
While the prices of ID Watchdog are not the highest in the market, they are still relatively high compared to some popular competitors. For example, Identity Guard offers individual plans starting at $8.99 per month, while ID Watchdog’s rates start at $14.95 per month for similar features.
ID Watchdog offers two plans for identity theft protection. The Select plan is the more affordable option, while the Premium plan provides more comprehensive coverage. Both plans are available for individual or family coverage, which also protects your children’s identities.
The costs of ID Watchdog’s plans are lower when paid annually rather than monthly. The Select plan is available for $14.95 per month or $150 per year for individual coverage. The family Select plan costs $23.95 per month or $240 per year.
The Premium plan is priced at $21.95 per month or $220 per year for individual coverage, and the family Premium plan costs $34.95 per month or $350 per year.
ID Watchdog is owned by Equifax, a globally renowned company. Equifax acquired ID Watchdog in 2017, and the company reported an annual revenue of $5.122 billion in 2022, with a stable outlook and a Baa2 rating from Moody’s.
To access your credit information and utilize ID Watchdog’s services, you can use their online portal or mobile app, available on the App Store and Google Play Store. The app allows for instant access to credit information and the ability to lock your credit report if needed. You can also receive instant alerts for suspicious activity and contact support via email or phone.
According to the Better Business Bureau, ID Watchdog holds an A+ rating as a BBB accredited business and has no recorded complaints. However, the ID Watchdog app receives mixed reviews, with a 2 out of 5-star rating from Apple users and a 3.3 out of 5-star rating from Google Play users.
Overall, ID Watchdog provides comprehensive identity theft protection and credit monitoring services. While their prices may be slightly higher than some competitors, the additional features and benefits make it a worthwhile option for safeguarding your identity and monitoring potential fraudulent activity on your credit reports. Additionally, if you’re an employer looking for workforce verification products, ID Watchdog’s ownership by Equifax makes it a reliable choice.
